Learn more about our story and mission
Mortgage brokerages should exist to help clients build wealth through property by sourcing the right lender and right loan.
But, too often, perverse financial incentives skew that focus.
Broker compensation depends on loan size and lender choice – and, sometimes, whether they refer clients to third parties like real estate agents.
The result: the best interests of their clients don't always come first.
In 2009, ALS was founded to solve that problem.
Instead of fixating on individual loans, we focus on lifespan horizons:
Where do you see yourself in 10, 20 or even 30 years' time, and which loans, if any, will help you get there?
That combination of long-term strategy and ethical lending is how we've helped over 36,000 Aussies realise their ideal futures – and how we can make yours happen too.
"ALS was founded on the premise of ethical lending" - our North Star is long-term client satisfaction. We prioritise helping clients understand their long-term objectives and how wealth built through property can help them achieve those objectives.
From an incentives perspective, we minimise the risk of unconscious biases through a broad-based, diverse lender panel that includes both major banks and second-tier lenders. Our brokers receive the same commission percentage, irrespective of which referrals they make.
Importantly, we also connect our clients to other relevant solutions providers, such as buyers advocates and property advisers. By supplementing our brokers' recommendations with advice from other qualified professionals, we ensure that our clients can make fully informed decisions about their financial futures, rather than relying on potentially biased information from a single source.
Mortgage Broker & Managing Director
These principles guide every decision we make and every relationship we build
Our ethical lending philosophy means we only get paid by lenders post-settlement – never by third parties like real estate agencies. Your interests always come first.
We believe in complete openness about our processes, compensation structure, and commercial relationships. No hidden agendas, no surprises.
We always act in our clients' best interests – even when financial incentives might suggest otherwise. Your success is our only measure of success.
Our dedicated team of mortgage professionals is here to guide you through your property journey – from your first consultation to post-settlement support and ongoing reviews.
Credit/Operation Manager
Meet John Martis, an experienced Credit Manager with over 15 years of experience in mortgage industry both Australia and US residential mortgage.
For any application/credit enquiries, please contact John:
Credit Support Associate
Navin is new to the mortgage industry with passion to learn. He had worked as client's relationship manager prior to joining us. Having over 15 years of experience, he is very dedicated to delivering exceptional customer service.
For application status post submission, please contact Navin:
Admin Associate
Benetta handles post settlement enquiries for our clients. She knows that doing the right thing first time, which the clients can have peace of mind to know their offset accounts are linked and their repayments are set and all in good hands.
For any post settlement enquiries, please contact Benetta:
Our commitment to ethical lending and exceptional service has earned recognition from industry leaders.
Award information will be displayed here.
Don't just take our word for it. Read what our satisfied clients have to say.
Client testimonials will be displayed here.
We're always looking for talented individuals who share our passion for ethical mortgage brokering and exceptional customer service.
Explore Career OpportunitiesWe believe in giving back to the communities that support us.
Community involvement posts will be displayed here.
We work with a diverse panel of lenders to find the perfect loan solution for you.
Lender information will be displayed here.
Ready to start your mortgage journey? Get in touch with us today.
