Save Thousands with Better Rates - Access Equity and Optimize Your Loan
Save thousands by refinancing to a better rate. Access better features, reduce repayments, or switch to a more suitable loan structure.
Access your property equity for renovations, investment opportunities, or debt consolidation while refinancing.
Optimize your SMSF property loan with better rates and terms while ensuring compliance with all regulations.
Lower your interest rate and reduce monthly repayments by switching to a more competitive loan. Refinancing can help you save thousands over the life of your loan, switch between fixed and variable rates, remove LMI, or access better loan features like offset accounts and redraw facilities. We compare hundreds of loan products to find you the best deal, handling the entire switch process with minimal hassle.
Secure a better rate and reduce your monthly repayments, potentially saving thousands over the loan term.
Access offset accounts, redraw facilities, and flexible repayment options that your current loan may not offer.
Combine multiple loans into one manageable payment with a lower overall interest rate.
Change from variable to fixed (or vice versa), or switch from interest-only to principal and interest.
If you've built sufficient equity, refinancing can eliminate Lenders Mortgage Insurance costs.
Extend your loan term to reduce repayments or shorten it to pay off your mortgage faster.
We've helped thousands of Australians save money and access better loan features through refinancing. Here's why you should choose us.
We compare hundreds of loan products from over 40 lenders to find you the most competitive rates and terms available.
Get a complimentary refinance health check to see how much you could save. No obligations, just expert advice.
We handle all paperwork and coordinate with both your current and new lender for a smooth transition with minimal disruption.
We regularly review your loan to ensure it remains competitive, alerting you to new refinancing opportunities.
Access the equity you've built in your property while refinancing. Cash-out refinancing lets you tap into your home's equity for renovations, investment opportunities, debt consolidation, or other financial goals. This strategy allows you to borrow against your property's increased value while potentially securing a better interest rate. We'll help you determine how much equity you can access and structure the loan responsibly.
Cashout for further renovations or improvements to the property that increase the property value and better lifestyle.
Equity release to further investment in the property market will enhance your property goals.
Consolidating the debts and easing your repayments to manage your finance better.
Fund business expansion, equipment purchases, or other wealth-building opportunities.
Unlock equity and optimize your financial position through strategic refinancing
Strategic planning for further investments via equity access through refinancing. Equity release to further investment in the property market will enhance your property goals and accelerate your path to financial freedom.
Cashout for further renovations or improvements to the property that increase the property value and better lifestyle. Strategic improvements deliver both enjoyment and strong returns on investment.
Consolidating the debts and easing your repayments to manage your finance better. This strategy simplifies your finances with one manageable payment and reduces overall interest costs.
Optimize your SMSF property investment with better loan terms. If your SMSF holds property, refinancing can help you access better interest rates, adjust loan structures, or release equity for additional investments within your super fund. We understand the unique compliance requirements and work with specialist SMSF lenders to ensure your refinance meets all regulatory obligations.
Refinancing an SMSF property loan requires specialized knowledge of superannuation regulations, bare trust arrangements, and limited recourse borrowing structures. We work exclusively with SMSF-specialist lenders who understand the compliance requirements and offer competitive rates for super funds. Whether you're looking to reduce your interest rate, access equity for additional property investments within your SMSF, or restructure your loan terms, we ensure every aspect of your refinance maintains compliance with ATO regulations and your fund's investment strategy.
Learn More About SMSF LoansGet answers to common questions about refinancing
At ALS Mortgage Solutions, we provide comprehensive refinancing services that go beyond just finding you a better rate
Get a complimentary assessment of your current loan to identify potential savings, better features, and refinancing opportunities with no obligation.
We regularly monitor market rates and your loan to alert you to new refinancing opportunities, ensuring your loan remains competitive.
We handle all paperwork, coordinate with your current and new lender, and manage the entire refinancing process from start to settlement.
Strategic advice on accessing and using your property equity for renovations, investments, or debt consolidation while refinancing.
We leverage our relationships with lenders to negotiate better rates, cashback offers, and waived fees that you can't access directly.
Access our refinancing calculators to estimate your savings, break-even point, and total benefit before making a decision.
Get in touch with our expert team today for a free consultation and personalized lending solution.
