ALS Mortgage Solutions

Investment Loans

Build Your Property Portfolio - Expert Investment Property Finance Solutions

Buying 1st Investment Property

Start building wealth through property investment with tailored financing, strategic advice, and competitive investor rates.

Learn More

Purchasing Next Investment Property

Expand your portfolio with equity leverage strategies and tax-effective loan structures for experienced investors.

Learn More

Buying Through My SMSF

Leverage your superannuation to build wealth through property with SMSF-compliant loan solutions.

Learn More

Buying Your First Investment Property

Start building wealth through property investment. We'll guide you through choosing the right investment strategy, understanding rental yields, negative gearing benefits, and structuring your loan for optimal tax efficiency. Our team helps you navigate deposit requirements, interest-only options, and lender policies specific to investment properties to set a strong foundation for your investment journey.

Investment Property Finance Strategies

As a first-time property investor, you'll benefit from our expert guidance on loan structures, tax optimization, and investment strategies. We help you understand the difference between principal and interest vs interest-only loans, negative gearing advantages, depreciation benefits, and how to maximize your rental income. Our network of property advisors can also assist with property selection, location analysis, and long-term growth potential.

WHY CHOOSE US

Why Choose ALS for Investment Property Loans?

More than 36,000 Australian businesses and individuals choose us as their mortgage brokers. Here's why we're trusted to deliver exceptional investment property finance results.

Investment Expertise

Our team specializes in investment property finance, understanding the nuances of investor lending, tax implications, and portfolio growth strategies.

Strategic Planning

We don't just arrange loans - we help develop comprehensive investment strategies aligned with your wealth-building goals and risk tolerance.

Tax-Effective Structures

We structure investment loans to maximize tax deductions, negative gearing benefits, and depreciation advantages for optimal returns.

Investor Lender Access

Access to specialist investment lenders with competitive investor rates, higher LVR options, and flexible serviceability criteria.

Purchasing Next Investment Property

Expand your investment portfolio strategically. We'll help you leverage equity from existing properties, structure cross-collateralization arrangements, and assess your borrowing capacity for additional investments. Our expertise in portfolio lending ensures you maintain healthy serviceability while growing your property assets, with strategies for capital growth and cash flow optimization.

Portfolio Growth Strategies

Building a successful property portfolio requires careful planning and strategic financing. We help experienced investors leverage existing equity through refinancing or equity release, structure loans to maximize tax benefits, navigate cross-collateralization decisions, and maintain strong serviceability ratios. Our portfolio lending specialists understand how to present multiple property holdings to lenders for optimal approval outcomes, while our strategies focus on balancing capital growth properties with positive cash flow investments.

BENEFITS

Investment Property Loan Benefits

Maximize your returns with strategic investment property financing

Strategic Equity Access

Strategic planning for further investments via equity access through refinancing. Equity release to further investment in the property market will enhance your property goals and accelerate your path to financial freedom.

Tax Deductibility

Investment loan interest is fully tax deductible, reducing your taxable income. Combined with negative gearing and depreciation benefits, investment properties offer significant tax advantages to build wealth efficiently.

Portfolio Diversification

Build a diversified property portfolio across different locations and property types. Strategic financing enables you to spread risk while maximizing capital growth and rental income opportunities.

Buying Through My SMSF

Unlock the power of your superannuation for property investment. SMSF lending allows you to purchase residential or commercial property within your self-managed super fund, combining retirement savings with property investment. We specialize in the complex regulations, compliance requirements, and bare trust structures needed for SMSF property loans, ensuring your investment meets all legal requirements.

SMSF Property Investment

Self-Managed Super Fund property investment offers unique advantages for building retirement wealth through property. We navigate the complex regulations including bare trust arrangements, limited recourse borrowing arrangements (LRBA), sole purpose test compliance, and related party transaction rules. Our SMSF specialists work with your accountant and financial advisor to ensure proper structure, help you understand contribution limits and liquidity requirements, and connect you with specialist SMSF lenders offering competitive rates and terms.

Explore SMSF Investment Options
FAQ

Frequently Asked Questions

Get answers to common questions about investment property loans

More Than Just Loans

At ALS Mortgage Solutions, we provide comprehensive investment property services that go beyond just finding you a loan

Investment Strategy Development

We help you develop a comprehensive property investment strategy aligned with your financial goals, risk tolerance, and timeline - assessing market opportunities and optimal portfolio structures.

Tax Optimization Advice

Structure your investment loans for maximum tax efficiency. We work with tax accountants to ensure you're leveraging negative gearing, depreciation, and deductions effectively.

Property Professional Network

Access our network of buyers agents, property managers, building inspectors, and investment advisors to support your entire investment journey.

Portfolio Lending Expertise

Specialist support for investors with multiple properties. We understand complex portfolio lending, cross-collateralization decisions, and serviceability optimization.

Ongoing Portfolio Reviews

Regular portfolio health checks to identify refinancing opportunities, equity release strategies, and loan structure optimizations as your portfolio grows.

Investment Education

Access educational resources, market insights, and investment analysis tools to make informed decisions and grow your property investment knowledge.

Ready to Start Your Property Journey?

Get in touch with our expert team today for a free consultation and personalized lending solution.