Calculate all the costs involved in buying a property
Calculate all the costs involved in buying a property, including stamp duty, legal fees, inspections, and other hidden costs. Plan your budget more accurately with this comprehensive cost calculator.
This calculator provides estimates for illustrative purposes only. Results are based on the information you provide and should not be considered financial advice. Actual costs may vary based on your location, property type, and individual circumstances. Contact our team for personalized advice.
Buying a property involves many costs beyond just the purchase price. These include stamp duty, legal fees, valuations, pest inspections, and other charges that can add up to 5-10% of your purchase price.
Negotiate: Stamp duty exemptions or concessions may apply if you're a first home buyer
Shop Around: Compare quotes from different solicitors and valuers
Save Deposit: Aim for 20% deposit to avoid Lenders Mortgage Insurance
Shared Inspection: Consider sharing building inspection costs if buying off-the-plan
Government Benefits: Check eligibility for first home buyer schemes and grants
Stamp duty is the largest cost for most property buyers. It varies significantly by state and is calculated as a percentage of the purchase price:
NSW: Up to 5.75%
VIC: Up to 6.0%
QLD: Up to 5.75%
WA: Up to 4.75%
First home buyers may be eligible for concessions or exemptions
Grants & Offers
First Home Guarantee: Buy with as little as 5% deposit without LMI
First Home Owner Grant: Up to $10,000 for eligible first home buyers
Stamp Duty Concessions: Reduced or waived stamp duty for eligible buyers
Home Builder Grant: Financial assistance for new builds and renovations
Get a free consultation and property assessment when you apply for a home loan this month.
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